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Insurance Agency Winter Park FL | Orca Insurance Group

Orca Insurance Group serves Winter Park FL with health, life, Medicare, flood, auto and business insurance.

Insurance Agency
Winter Park, FL

Your local independent insurance broker serving Winter Park, Maitland, Baldwin Park, and surrounding communities. We shop dozens of carriers so you get the best coverage at the right price.

Orca Insurance Group office serving Winter Park Florida

Independent Broker

We compare dozens of top-rated carriers to find you the best deal — we work for you, not the insurance company.

Locally Based

We live and work in the Winter Park area. We know this community and the unique insurance needs here.

No Cost to You

Our services are 100% free. We're paid by the carriers, so our advice is always in your best interest.

Personal Service

No call centers. Real licensed agents who answer the phone and know your name.

Orca Insurance Group office serving Winter Park Florida

Your Winter Park Insurance Team

At Orca Insurance Group, we’re not a call center. We’re a team of licensed professionals based right here in Central Florida, and we take the time to understand your situation before recommending coverage.


As an independent agency, we’re not tied to any single carrier — we shop the market on your behalf, comparing rates and coverage from dozens of top-rated companies to find what actually fits your life and budget.


Whether you’re a Winter Park family looking for health insurance, a senior navigating Medicare, or a local business owner who needs commercial coverage — we’ve got you covered.

The Community We Call Home

Winter Park is one of Central Florida’s most beautiful communities — and we’re proud to call it home.

Lake Osceola in Winter Park, Florida
Lake Osceola, Winter Park

Lake Osceola — one of Winter Park’s iconic chain of lakes

Mead Botanical Garden trail in Winter Park, Florida
Mead Botanical Garden

Mead Botanical Garden — a beloved local nature trail

Winter Park Florida City Hall
Winter Park City Hall

Winter Park City Hall — heart of our community

Insurance Services in Winter Park

From personal coverage to business protection — we handle it all.

🏥 Health Insurance

ACA marketplace plans, short-term coverage, and group health options. We identify your subsidy eligibility and find the best plan for your budget.

🏠 Medicare Plans

Approaching 65? We help Winter Park seniors compare Medicare Advantage, Medicare Supplement, and Part D plans to find the right fit.

🌊 Flood & Home Insurance

Winter Park’s lakes and mature tree canopy create unique risks. We make sure homeowners have the right coverage — including flood protection standard policies don’t include.

🚗 Auto Insurance

Whether you’re commuting on I-4 or cruising Park Avenue, we compare rates from multiple carriers to get you the best deal on auto coverage.

🏢 Business Insurance

Winter Park’s thriving small business community deserves real protection. We offer general liability, BOP, commercial auto, workers’ comp, cyber liability and more.

❤️ Life Insurance

Term, whole, and universal life options from top-rated carriers. We help protect your family’s financial future at every stage of life.

Proudly Serving Winter Park & Surrounding Communities

Winter Park (32789, 32792)  •  Maitland  •  Baldwin Park  •  College Park  •  Casselberry  •  Oviedo  •  Altamonte Springs  •  Orlando

Ready to Get Covered?

Getting a quote is fast, free, and zero pressure. We do the shopping — you make the decision.

📍 2335 Temple Trail, Ste 5, Winter Park, FL 32789

We Cover What Matters Most

  • ✅ Health Insurance
  • ✅ Medicare & Supplement Plans
  • ✅ Homeowners & Flood Insurance
  • ✅ Auto Insurance
  • ✅ Life Insurance
  • ✅ Small Business Insurance
  • ✅ Workers’ Compensation
  • ✅ Cyber Liability

Your Local Insurance Agency in Winter Park, FL

Orca Insurance Group is headquartered right here in Winter Park at 2335 Temple Trail, Suite 5 — and we've been helping Central Florida families and businesses find the right insurance since 2020. As an independent agency, we're not tied to one carrier. We shop your coverage across dozens of top-rated insurers to find the best combination of price, coverage, and service.

Insurance Services for Winter Park Residents

Auto Insurance — Florida's new BI requirements, multi-car discounts
Homeowners Insurance — Protect your Winter Park home, including hurricane coverage
Flood Insurance — NFIP and private options for Winter Park flood zones
Health Insurance — ACA plans, off-Marketplace options, family and individual
Medicare — Medicare Advantage, Medigap, and Part D for Winter Park seniors
Life Insurance — Term, whole, and universal life from top-rated carriers
Umbrella Insurance — Extra liability protection starting at $150/year
Renters Insurance — Coverage for apartments and rental homes

Business Insurance for Winter Park Companies

Winter Park has a thriving small business community — from Park Avenue boutiques to professional services firms to growing tech companies. We understand the insurance needs of local businesses and help with:

Commercial Insurance — General liability, property, and package policies
Business Owner's Policy — Bundled GL + property + business income
Group Health — Employee benefits packages from multiple carriers
Workers' Comp — Required for 4+ employees in Florida
Professional Liability — E&O coverage for service-based businesses
Cyber Liability — Data breach and ransomware protection

Why Winter Park Chooses Orca

  • We're local — Our office is in Winter Park. We're your neighbors, not a call center in another state.
  • We're independent — We represent you, not one insurance company. We shop your coverage to find the best deal.
  • We save you time — One call to us replaces calling 10 different carriers. We do the comparison shopping.
  • We're here year-round — Not just at renewal. Claims help, coverage questions, policy changes — we're a phone call away.
  • Founded by Central Floridians — Brothers Tim and Caleb Sabat built Orca to serve this community.

Frequently Asked Questions

Do I need flood insurance in Winter Park?

Many Winter Park properties are in or near flood zones, especially near lakes. Even if you're not in a FEMA-designated flood zone, 25% of flood claims come from low-risk areas. We check your property's flood risk and recommend coverage accordingly.

How much can I save by switching to an independent agent?

Many clients save 15-30% on their insurance when they switch from a captive agent (who sells for only one company) to an independent broker like Orca. We regularly find better rates because we have access to more carriers.

Where is Orca Insurance Group located?

We're at 2335 Temple Trail, Suite 5, Winter Park, FL 32789. Walk-ins welcome during business hours, or call ahead at (407) 379-1167.

Talk to Your Winter Park Insurance Team

Whether you need personal, business, or employee benefits coverage — we're right here in Winter Park ready to help.

Get a Free Quote

📞 (407) 379-1167  |  📧 [email protected]

📍 2335 Temple Trail, Ste 5, Winter Park, FL 32789