Take Control of Your Health Coverage Today
Protecting You and Your Family with Comprehensive Health Insurance Plans
At ORCA Insurance Group, we understand the importance of your health. That’s why we offer tailored health insurance plans designed to provide you with quality care and peace of mind, all at an affordable rate. Whether you're an individual, a family, or a business owner, we’ve got you covered with flexible options that meet your specific needs. Safeguard your future with a health plan you can trust.
Affordable Health Insurance for Low-Income Families
At ORCA Insurance Group, we believe that everyone deserves access to quality healthcare, regardless of income. If your income falls below the 2024 thresholds—$21,870 for a single person and $37,290 for a family of three—you can still secure comprehensive health insurance. Our affordable plans ensure that you and your loved ones get the care you need without the financial burden. Explore your options and see how we can help you stay protected within your budget.
Losing a Job or Income
Losing a job or a significant reduction in income can be overwhelming, but it doesn't mean losing access to quality healthcare. If you've lost your employer-sponsored health coverage, you're eligible for a special enrollment period under Obamacare. This allows you to secure a new health plan even outside of the standard open enrollment period. With a 60-day window to compare and choose from various marketplace plans, ORCA Insurance Group can help you find the best option that fits your new financial situation. Additionally, you may qualify for subsidies, tax credits, or even Medicaid, helping reduce your premium and out-of-pocket costs. We're here to ensure that a life change doesn’t compromise your health coverage.
Moved to a New State or County?
Your Health Coverage Moves With You.
Changes in residence, such as moving to a new ZIP code, county, or from abroad, can make you eligible for a Special Enrollment Period (SEP). This allows you to explore new health plan options based on your new location.
Welcoming a New Family Member?
Get Health Coverage for Your Growing Family
Whether through birth, adoption, or foster care, adding a new family member qualifies you for a Special Enrollment Period (SEP). This allows you to enroll in or update your health insurance plan to ensure your family’s health coverage outside the Open Enrollment Period.
Just Married? Secure Your Health Coverage Together
Special Enrollment Period for Newlyweds
Marriage is a qualifying life event that allows you to enroll in or make changes to your health insurance outside the standard Open Enrollment Period. Newlyweds have a 60-day window to add a spouse, switch to family coverage, and even qualify for financial subsidies to make healthcare more affordable for both.
Recently Divorced? Protect Your Health Coverage
Get Covered with Special Enrollment After Divorce
Divorce is a qualifying life event that may result in the loss of health insurance, whether from a spouse or a family plan. To ensure continuous coverage, individuals have a 60-day special enrollment window to find a new plan that suits their new financial and personal situation. With options for subsidies and financial assistance, securing affordable healthcare after a divorce is made easier, even outside of the usual enrollment period.